Bitcoin, the world’s most prominent cryptocurrency, has a significant scalability drawback – its transaction speed with long processing times, high fees, and corresponding energy consumption
Dr. Cam-Duc Au
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Currently, the European Central Bank (ECB) is actively working on a Digital Euro as a form of Central Bank Digital Currency (CBDC) for citizens, which is intended to be introduced as a digital complement to existing cash by 2026.
Dr. Cam-Duc Au talks about the new introduction of Bitcoin Spot ETFs and why the primarily rejected Exchange Traded Fund might be approved in the future. Evaluating on the risks connected to cryptocurrency but also the opportunities it holds within, Dr. Au sheds light upon the complex, intangible and decentralised construct that is known as Bitcoin.
A current ECB study states that cashless payments (e.g. using EC or credit cards) within the EU are gaining further popularity. The proportion of cash payments in all transactions fell to 59 % in 2022 (comparison 2019: 72 %). Only 30 % of German consumers see cash payment as a preferred payment option (Handelsblatt, 2022). Digital payments are proven to be increasingly popular (ECB, 2023). The introduction of a digital euro as a so-called retail CBDC, which is directly accessible to everyone (e.g. natural persons, companies), intends to pay justice to the digital trend.
Der Einsatz von Künstlicher Intelligenz (KI) besitzt eine hohe Bedeutung für die zukünftige Wettbewerbsfähigkeit von Banken. Nicht umsonst betont Microsoft-CEO Satya Nadella, dass KI „eine
Introduction – New Ways of Budgeting Organizations in the early 21st-century face challenging market dynamics and constant change driven by disruptive innovations, such as the